Unlock Faster Sales and Higher Profits with
Owner Financing
Discover a Proven Solution for Quick Sales in a Buyer’s Market
Struggling to close deals in today's market? This method uses private financing to help you sell quickly—often within weeks instead of months—while securing top value for your property.
For Real Estate Agents: Secure Your Commission, Sell Faster, Maximize Value
Close in Weeks, Not Months:
Accelerate sales by offering owner financing, which attracts more buyers and simplifies approvals. Earn Full Commission: With our system, your commission is fully covered at closing. Top-Dollar Sales: The seller can retain more value without intense negotiation, leading to a stronger final sale price in this buyer’s market. Streamlined Closings: Funds from the note we purchase cover title and closing costs, so there’s no delay.
For Land Flippers: Get Paid at Closing, Keep the Profits, and Fund the entire deal with our funds
Use the Buyer’s Down Payment and Our Financing: Secure 10% down from the buyer, and we purchase the note at closing to cover your payment to the seller.
Maximize Profit: Whatever you negotiate above what you owe the seller becomes your profit at closing. Expand Your Market: With more buyers interested in owner-financed deals, you’ll see more leads and faster sales.
Why This Approach Works
Wider Buyer Pool: Owner financing opens up the market to buyers who may not qualify for traditional loans. We fund people even if they have no Social Security, limited credit files. We welcome TIN, immigrants, and others.
Less Hassle: Our funding covers all key parties—seller, agent commission, title company, and closing costs. Quick Sale, Immediate Payment: Avoid the delays of traditional financing and get funds at closing.
Don’t Miss Out on More Buyers, Faster Sales, and Higher Profits
With owner financing and our private capital backing, you’re positioned to close deals that would otherwise be delayed or lost.
Ready to make your next sale the easiest one yet?
Case Study Overview
A property, typically expected to sell for $50,000 cash after price negotiation, is instead offered at its full market value of $70,000 using our owner-financing structure. This strategy allows the seller to achieve the full listing price and speeds up the sales process by making the property more accessible to a broader range of buyers.
Deal Structure Breakdown:
Sales Price: $70,000
Down Payment from Buyer: $7,000 (10% of sales price)
Financing Terms:
Principal on Note: $63,000
Interest Rate: 12%
Term: 180 months
Monthly Payment: $756.11
Our Purchase of the Note at Closing:
Purchase Price of Note: $49,129
Total Funds Available at Closing: $49,129 (note purchase) + $7,000 (down payment) = $56,129
Results at Closing With this arrangement:
Seller's Closing Proceeds: $56,129 (note purchase + down payment) The seller nets more than they would have from a typical cash sale negotiation, achieving a higher total than a negotiated price of $50,000.
Agent’s Commission: Covered in closing funds. Closing Costs: Included in the proceeds from the note purchase.
Key Benefits for the Seller and Agent
Higher Sale Price: Achieving a sales price of $70,000 compared to a typical $50,000 negotiated cash offer.
Faster Closing: Selling through owner financing allows for a quicker sale, often closing within weeks. Broader Buyer Pool:
With a 10% down payment, this deal becomes accessible to buyers who may struggle with traditional financing.
Full Commission for Agent: The agent’s commission is fully funded from the proceeds, ensuring compensation without further negotiation.
Summary:
In this case, the seller receives $56,129 at closing (compared to a potential cash negotiation to $50,000), allowing for a faster sale and a higher closing value. This approach supports both the seller’s and agent’s goals, providing immediate payment and strong returns without compromising on value. As a land flipper, it provided the investor the cash needed to pay the seller at closing and keep the difference as their profit. In this case, had the negotiated price, been $50,000, the flipper would have netted $6,129 minus closing costs. If the negotiated price was $40,000, the flipper would have netted $16,129 minus closing costs.
1 - Get a Quote
Create the Note Terms for an Owner Financed Note that will be Purchased at Closing and Get a Quote we will Purchase it for.
The Lot must have at least Electricity and be in a decent area, so
no remote desert lots, or floodways.
I will buy the note from you at closing and you keep the down payment and the purchase amount I pay you for the note.
2 - Get Documents
Create a Purchase Contract to Sell a Lot to a Buyer which creates a note that will be purchased at closing.
Make sure the Purchase Agreement with the Buyer contain this clause in the Contract:
THIS SALE IS SUBJECT TO THE COMPLETED SALE AND TRANSFER OF THE OWNER-CARRIED NOTE AT CLOSING ACCEPTABLE TO THE SELLER.
Download the Credit Application for the buyer and submit a copy of their DRIVERS LICENSE OR PHOTO ID once completed by your buyer and signed - email it to me at wecanhelpwiththat@gmail.com
Optional for advanced investors
In order to use and make changes to this calculator...
After clicking button, you need to use FILE / MAKE A COPY
to save a copy your your google drive.